Are Overdue Invoices Becoming Harder to Recover?
March 10, 2026
Overdue invoices are becoming an increasingly common concern for many Australian businesses. While occasional payment delays are expected in business…The SBSCH Is Closing: What Small Businesses Need to Do Before 1 July 2026
March 6, 2026
The Australian Taxation Office (ATO) has confirmed that the Small Business Superannuation Clearing House (SBSCH) will close permanently on 1 July 2026 as part…The 7 Cash Flow Blind Spots Affecting Growing Businesses
March 4, 2026
Growth should strengthen a business — not strain it. Yet many small and medium-sized enterprises experience cash pressure during expansion.…Building an Internal Payroll Risk Review That Stands Up to Scrutiny
February 25, 2026
Payroll is one of the largest financial obligations for any organisation — and one of the most closely monitored by…Why the ATO May Need Extra Time to Process a Tax Return
February 17, 2026
Lodging a tax return can feel like the finish line—but sometimes the Australian Taxation Office (ATO) needs extra time to…
A Will Is Not Optional — It Is Essential
February 5, 2026
Having a Will is one of the most important steps in protecting your assets, your family, and your business. Yet…Cashflow Issues Affecting Employee Payments – What Business Owners Must Do Now
February 2, 2026
Paying employees on time isn’t optional; it’s a legal and ethical obligation.Yet for many Australian small and medium businesses, rising…Do You Know If Your NFP Must Lodge a Self-Review Return?
January 21, 2026
For many not-for-profit (NFP) organisations, income tax exemption is essential to maintaining financial sustainability. However, this status is not automatic…
Tax and Legal Considerations When Selling Your Business
December 17, 2025
Certum Advisory Blog Selling your business is a major financial decision, and understanding the tax and legal implications is crucial…
